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What Flood Costs

We publish what Florida homeowners actually paid for flood insurance, calculated from 3,095,247 National Flood Insurance Program policy records. No quotes. No estimates. No sales calls.

Data last refreshed: August 2026

Data

Cost by flood zone
Cost by county
Statewide breakdown
Risk Rating 2.0
Claims paid out
Cost by storm

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This site uses data from the FEMA OpenFEMA API but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the agency. Figures are historical premiums paid by policyholders and are not quotes, offers, or estimates of what any individual property will pay.