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What each Florida flood event cost

Named storms and floods, ranked by what the National Flood Insurance Program paid out in Florida. Every figure comes from claim records, not from damage estimates issued at the time.

Florida flood insurance payouts by event
Event Year Claims Total paid Median Unpaid
Hurricane Helene flood insurance claims in Florida 2024 54,658 $6,458M $102,392 6.9%
Hurricane Ian flood insurance claims in Florida 2022 47,511 $4,871M $73,886 15.2%
Hurricane Milton flood insurance claims in Florida 2024 21,652 $1,202M $44,782 16.6%
Hurricane Irma flood insurance claims in Florida 2017 28,756 $986M $23,576 29.8%
Hurricane Ivan flood insurance claims in Florida 2004 12,934 $967M $44,528 17.1%
Hurricane Opal flood insurance claims in Florida 1995 11,998 $389M $15,282 23.3%
Hurricane Idalia flood insurance claims in Florida 2023 5,231 $376M $69,675 8.6%
Hurricane Wilma flood insurance claims in Florida 2005 16,557 $358M $17,620 38.9%
April Florida Flooding flood insurance claims in Florida 2023 3,443 $247M $64,526 8.9%
Hurricane Michael flood insurance claims in Florida 2018 4,291 $238M $38,077 25.7%
Hurricane Matthew flood insurance claims in Florida 2016 5,476 $197M $25,124 22.0%
Blizzard of 1993 flood insurance claims in Florida 1993 10,213 $196M $17,658 14.2%
Hurricane Sally flood insurance claims in Florida 2020 4,799 $160M $17,685 19.6%
Hurricane Frances flood insurance claims in Florida 2004 9,002 $154M $11,262 41.2%

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.