Hurricane Milton produced 21,652 flood insurance claims in Florida and $1.20 billion in payments. The median paid claim was $44,782.
Around 16.6% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.
Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.
What the water was
Rainfall accumulation accounted for 49.1% of claims with a recorded cause, and 11.8% of all claims came from properties rated outside the high-risk flood zones.
Where Hurricane Milton hit hardest
| County | Claims | Paid |
|---|---|---|
| Lee County | 4,333 | $216 million |
| Charlotte County | 3,508 | $195 million |
| Volusia County | 2,791 | $193 million |
| Hillsborough County | 2,625 | $190 million |
| Pinellas County | 2,576 | $142 million |
| Collier County | 1,351 | $100 million |
| Sarasota County | 2,159 | $76 million |
| Polk County | 377 | $27 million |
Lee County absorbed the largest share, with 4,333 claims and $216 million paid.
How this compares
Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Milton represents roughly 6.2% of everything ever paid out in the state. See every event ranked.