Hurricane Irma produced 28,756 flood insurance claims in Florida and $986 million in payments. The median paid claim was $23,576.
Around 29.8% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.
Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.
What the water was
Rainfall accumulation accounted for 25.4% of claims with a recorded cause, and 17.3% of all claims came from properties rated outside the high-risk flood zones.
Where Hurricane Irma hit hardest
| County | Claims | Paid |
|---|---|---|
| Monroe County | 8,002 | $290 million |
| Duval County | 1,985 | $143 million |
| Miami-Dade County | 3,765 | $103 million |
| St. Johns County | 1,654 | $62 million |
| Clay County | 765 | $61 million |
| Collier County | 2,663 | $60 million |
| Volusia County | 946 | $53 million |
| Lee County | 2,006 | $45 million |
Monroe County absorbed the largest share, with 8,002 claims and $290 million paid.
How this compares
Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Irma represents roughly 5.1% of everything ever paid out in the state. See every event ranked.