Hurricane Frances produced 9,002 flood insurance claims in Florida and $154 million in payments. The median paid claim was $11,262.
Around 41.2% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.
Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.
What the water was
Rainfall accumulation accounted for 52.1% of claims with a recorded cause, and 28.1% of all claims came from properties rated outside the high-risk flood zones.
Where Hurricane Frances hit hardest
| County | Claims | Paid |
|---|---|---|
| Indian River County | 1,211 | $33 million |
| St. Lucie County | 1,029 | $31 million |
| Volusia County | 895 | $17 million |
| Palm Beach County | 1,203 | $11 million |
| Hillsborough County | 594 | $11 million |
| Martin County | 458 | $10 million |
| Santa Rosa County | 113 | $10 million |
| Pinellas County | 425 | $4 million |
Indian River County absorbed the largest share, with 1,211 claims and $33 million paid.
How this compares
Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Frances represents roughly 0.8% of everything ever paid out in the state. See every event ranked.