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Hurricane Matthew flood insurance claims in Florida2016

Hurricane Matthew produced 5,476 Florida flood claims and $197 million in NFIP payments. County breakdown and median payment.

Florida claims5,476

Filed under this event

Total paid$0.20B

To Florida policyholders

Median payment$25,124

Per paid claim

Closed unpaid22.0%

Claims that paid nothing

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

Hurricane Matthew produced 5,476 flood insurance claims in Florida and $197 million in payments. The median paid claim was $25,124.

Around 22.0% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

What the water was

Rainfall accumulation accounted for 13.4% of claims with a recorded cause, and 18.4% of all claims came from properties rated outside the high-risk flood zones.

Where Hurricane Matthew hit hardest

County Claims Paid
St. Johns County 3,411 $148 million
Duval County 525 $19 million
Flagler County 468 $13 million
Volusia County 448 $9 million
Putnam County 115 $2 million
Indian River County 47 $2 million
Nassau County 99 $2 million
Clay County 55 $1 million

St. Johns County absorbed the largest share, with 3,411 claims and $148 million paid.

How this compares

Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Matthew represents roughly 1.0% of everything ever paid out in the state. See every event ranked.