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April Florida Flooding flood insurance claims in Florida2023

April Florida Flooding produced 3,443 Florida flood claims and $247 million in NFIP payments. County breakdown and median payment.

Florida claims3,443

Filed under this event

Total paid$0.25B

To Florida policyholders

Median payment$64,526

Per paid claim

Closed unpaid8.9%

Claims that paid nothing

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

April Florida Flooding produced 3,443 flood insurance claims in Florida and $247 million in payments. The median paid claim was $64,526.

Around 8.9% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

What the water was

Rainfall accumulation accounted for 92.4% of claims with a recorded cause, and 6.7% of all claims came from properties rated outside the high-risk flood zones.

Where April Florida Flooding hit hardest

County Claims Paid
Broward County 3,394 $246 million
Miami-Dade County 38 $804,810
Pasco County 1 $56,751
St. Johns County 1 $4,827
Lee County 2 $0
Polk County 1 $0
Volusia County 1 $0
Palm Beach County 1 $0

Broward County absorbed the largest share, with 3,394 claims and $246 million paid.

How this compares

Against the $19.33 billion the NFIP has paid in Florida since 1978, April Florida Flooding represents roughly 1.3% of everything ever paid out in the state. See every event ranked.