Hurricane Wilma produced 16,557 flood insurance claims in Florida and $358 million in payments. The median paid claim was $17,620.
Around 38.9% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.
Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.
What the water was
Rainfall accumulation accounted for 57.4% of claims with a recorded cause, and 6.0% of all claims came from properties rated outside the high-risk flood zones.
Where Hurricane Wilma hit hardest
| County | Claims | Paid |
|---|---|---|
| Monroe County | 8,363 | $319 million |
| Miami-Dade County | 2,073 | $16 million |
| Broward County | 3,976 | $9 million |
| Collier County | 572 | $6 million |
| Brevard County | 128 | $2 million |
| Palm Beach County | 710 | $1 million |
| Martin County | 120 | $933,537 |
| Lee County | 177 | $900,620 |
Monroe County absorbed the largest share, with 8,363 claims and $319 million paid.
How this compares
Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Wilma represents roughly 1.9% of everything ever paid out in the state. See every event ranked.