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Hurricane Idalia flood insurance claims in Florida2023

Hurricane Idalia produced 5,231 Florida flood claims and $376 million in NFIP payments. County breakdown and median payment.

Florida claims5,231

Filed under this event

Total paid$0.38B

To Florida policyholders

Median payment$69,675

Per paid claim

Closed unpaid8.6%

Claims that paid nothing

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

Hurricane Idalia produced 5,231 flood insurance claims in Florida and $376 million in payments. The median paid claim was $69,675.

Around 8.6% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

What the water was

Rainfall accumulation accounted for 40.6% of claims with a recorded cause, and 0.3% of all claims came from properties rated outside the high-risk flood zones.

Where Hurricane Idalia hit hardest

County Claims Paid
Pinellas County 1,987 $137 million
Citrus County 975 $98 million
Pasco County 788 $53 million
Hillsborough County 289 $21 million
Hernando County 284 $16 million
Manatee County 264 $16 million
Levy County 172 $13 million
Sarasota County 123 $9 million

Pinellas County absorbed the largest share, with 1,987 claims and $137 million paid.

How this compares

Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Idalia represents roughly 1.9% of everything ever paid out in the state. See every event ranked.