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Hurricane Ivan flood insurance claims in Florida2004

Hurricane Ivan produced 12,934 Florida flood claims and $967 million in NFIP payments. County breakdown and median payment.

Florida claims12,934

Filed under this event

Total paid$0.97B

To Florida policyholders

Median payment$44,528

Per paid claim

Closed unpaid17.1%

Claims that paid nothing

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

Hurricane Ivan produced 12,934 flood insurance claims in Florida and $967 million in payments. The median paid claim was $44,528.

Around 17.1% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.

Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.

What the water was

Rainfall accumulation accounted for 38.6% of claims with a recorded cause, and 23.3% of all claims came from properties rated outside the high-risk flood zones.

Where Hurricane Ivan hit hardest

County Claims Paid
Escambia County 4,874 $435 million
Santa Rosa County 4,104 $395 million
Okaloosa County 2,465 $113 million
Walton County 616 $11 million
Bay County 324 $6 million
Indian River County 44 $1 million
Gulf County 13 $963,115
St. Lucie County 71 $828,184

Escambia County absorbed the largest share, with 4,874 claims and $435 million paid.

How this compares

Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Ivan represents roughly 5.0% of everything ever paid out in the state. See every event ranked.