Hurricane Ian produced 47,511 flood insurance claims in Florida and $4.87 billion in payments. The median paid claim was $73,886.
Around 15.2% of claims filed under this event closed without any payment. That figure excludes records FEMA marks as administrative errors.
Official source figures, as of 14 August 2026. Calculated from National Flood Insurance Program policy records published by FEMA. These are premiums other policyholders paid, not a quote or an offer of coverage.
What the water was
Rainfall accumulation accounted for 34.2% of claims with a recorded cause, and 8.1% of all claims came from properties rated outside the high-risk flood zones.
Where Hurricane Ian hit hardest
| County | Claims | Paid |
|---|---|---|
| Lee County | 28,585 | $3.39 billion |
| Collier County | 7,805 | $922 million |
| Volusia County | 3,488 | $242 million |
| Orange County | 872 | $60 million |
| Sarasota County | 1,294 | $59 million |
| Charlotte County | 2,160 | $53 million |
| Seminole County | 583 | $41 million |
| Monroe County | 560 | $28 million |
Lee County absorbed the largest share, with 28,585 claims and $3.39 billion paid.
How this compares
Against the $19.33 billion the NFIP has paid in Florida since 1978, Hurricane Ian represents roughly 25.2% of everything ever paid out in the state. See every event ranked.